AI-Driven Data Solutions for Banking

Transforming Banking Through Data Innovation

In today’s digital banking landscape, data is crucial for driving innovation, ensuring compliance, and gaining a competitive edge. Our comprehensive data solutions help banks unlock the full potential of their data by ensuring robust governance, security, real-time insights, and regulatory compliance.More

In today’s digital banking landscape, data is crucial for driving innovation, ensuring compliance, and gaining a competitive edge. Our comprehensive data solutions help banks unlock the full potential of their data by ensuring robust governance, security, real-time insights, and regulatory compliance. From modernizing platforms and enabling AI-powered analytics to monetizing data, we empower financial institutions to make data-driven decisions, create personalized customer experiences, and create new revenue streams. With a security-first, compliance-driven approach, we transform data into a strategic asset for a smarter, more resilient financial ecosystem.

Less

Our Services

Data Strategy & Governance

We help banks establish a comprehensive data strategy that treats data as a strategic asset. Our data governance frameworks define clear ownership, lineage, and compliance. With Master Data Management (MDM), data cataloging, and AI-driven quality control, we create secure, trusted, and regulatory-compliant data ecosystems that drive innovation and efficiency.

Data Engineering & Modernization

Our data engineering and modernization services enable a seamless transition from traditional data warehouses to cloud-native data lakes and real-time data platforms. Our services include building high-performance ETL pipelines, optimizing storage, and implementing event-driven architectures that empower banks to process large-scale structured and unstructured data efficiently and accurately.

Data Analytics & Visualization for Banking

Data-driven decision-making is crucial for gaining a competitive advantage in banking. We deliver AI-powered analytics, real-time data visualizations, and interactive dashboards for insights into customer behavior, risk, and operations. Our predictive analytics, fraud detection models, and 360° customer view drive smarter decisions, better experiences, and new revenue streams.

Regulatory & Compliance Reporting

Meeting complex regulations like AML, Basel III, IFRS 9, CCAR, and ESG demands advanced compliance solutions. Our AI-driven compliance platforms automate data aggregation, risk tracking, and real-time reporting. Integrated with core systems, they deliver audit-ready, transparent, and tamper-proof reports, minimizing manual effort and regulatory risk.

Data Security & Privacy

Data security and privacy are paramount due to rising cyber threats and strict regulations. We offer end-to-end encryption, data masking, AI-based fraud detection, and Zero Trust models. Our solutions ensure GDPR, CCPA, and banking compliance, protecting customer and financial data from breaches, unauthorized access, and insider threats.

Data Monetization & Open Banking

Unleash data’s true potential with secure monetization strategies and open banking APIs. We empower banks to partner with fintechs, insurers, and others to deliver new revenue streams, personalized services, and embedded finance. AI-driven data marketplaces, secure APIs, and consent-based sharing unlock the full potential of Open Banking while maintaining robust safety and compliance.

Our Platforms & Products

Tech Mahindra’s Unified Data Management Framework (UDMF) is a comprehensive solution for data quality management and migration, covering on-premises, cloud, and legacy data sources. Our industrialized approach, which incorporates over 50% automation and reduces manual effort through reusable in-house libraries, significantly accelerates ROI and generates 20-30% cost savings.

In the data & analytics space, metadata, combined with machine and log data, plays a crucial role in migration. Beyond enhancing decision-making precision, metadata-driven intelligence facilitates auditing and migration processes. Effective BI governance supports each cloud migration effort, including cataloging upstream and downstream applications. This process eliminates, optimizes, and consolidates outdated or redundant assets, significantly reducing costs.

Tech Mahindra offers the "Migration Strategy as a Service" suite with InfoWise®, a disruptive and intelligent metadata management solution that helps customers execute transformations more effectively. The solution uses a microservices architecture to accelerate modernization and efficiently support transformation imperatives.

To help businesses convert complex data into clear, actionable insights, Tech Mahindra has developed the Visualization-as-a-Service (VaaS) framework, built on the Microsoft Azure platform. This framework creates a unified schematic model in Microsoft Power BI, integrating data across systems on the Microsoft Intelligent Data platform. VaaS builds on this foundation by incorporating industry-standard KPIs, process-driven data models, and predefined report templates. The VaaS framework aligns various business use cases with the model and semantic layer to enhance decision-making.

CDIF is a metadata-driven, automated ingestion framework designed to accelerate the data onboarding process. The framework streamlines data quality checks and performs essential data transformations during ingestion, ensuring that data is processed efficiently and is ready for analysis with minimal manual intervention.

Explore More

Artificial Intelligence

Data Analytics

Get In Touch

Need more information?  
We will take approximately 3-5 working days to respond to your enquiry.