i.GreenFinance | Tech Mahindra

GenAI Meets Green Lending

i.GreenFinance is a next-gen SaaS platform that empowers financial service providers to originate, evaluate, and manage green loans with precision, speed, and transparency. This platform automates ESG scoring based on borrowers’ inputs and project documentation, enabling data-driven lending decisions for green projects. i.GreenFinance simplifies the green finance journey from origination to use-of-proceeds funds monitoring.

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i.GreenFinance is a next-gen SaaS platform that empowers financial service providers to originate, evaluate, and manage green loans with precision, speed, and transparency. This platform automates ESG scoring based on borrowers’ inputs and project documentation, enabling data-driven lending decisions for green projects. i.GreenFinance simplifies the green finance journey from origination to use-of-proceeds funds monitoring.

The platform includes a centralized dashboard that monitors compliance with Green Loan Principles (GLP), providing clear visibility into ESG alignment and fund utilization.

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Key Highlights of Our Solution

  • Automates the entire green loan journey—from borrower application to lender approval.
  • Extracts and processes borrower documentation using Natural Language Processing (NLP) for seamless onboarding.
  • Enables real-time eligibility analysis for green projects.
  • Provides standardized ESG scoring methodologies tailored to various sectors.
  • Ensures transparency and comparability of ESG metrics to support lender compliance and risk evaluation.
  • Empowers lenders with detailed ESG breakdowns and benchmark insights for informed lending decisions.
  • Generates comprehensive feasibility reports using AI-driven analytics and data modeling.
  • Integrates environmental, technical, and financial parameters for green project visibility.
  • Offers creditworthiness insights and risk flags to support underwriting decisions.
  • Enables 24/7 support for both borrowers and lenders. The chatbot, powered by large language models (LLMs), delivers real-time assistance around the clock.
  • Provides real-time assistance with user queries, ensuring efficiency and timely support.
  • Utilizes Retrieval-Augmented Generation (RAG) to enhance the accuracy and relevance of responses.
  • Monitors disbursed funds to ensure alignment with intended green use cases and KPIs.
  • Offers real-time dashboards and downloadable reports for impact training and regulatory compliance.
  • Supports lenders in ongoing ESG risk management and fund governance.

How It Works

Step 1 : Borrower Onboarding

Involves collecting the necessary data, uploading required documents, and submitting a green loan application.

Step 2 : Project Evaluation

Conducted through as-is benchmarking, assessment of ESG performance, and identification and measurement of ESG risks.

Step 3 : Feasibility Report

Generated based on the ESG score, project feasibility, and gap assessments.

Step 4 : Customizable Evaluation & Decisioning Workflow

Includes a comprehensive review and risk assessment, application of tailored decision logic, and a single-click decision workflow.

Step 5 : Loan Approval & Disposition

Ensures seamless fund disbursement, fund usage tracking, and ongoing portfolio optimization and reporting.

Key Benefits of i.GreenFinance

For Financial Institutions

  1. Regulatory Compliance: Automate ESG and sustainability mandate adherence, significantly reducing compliance risks.
  2. Enhanced Investor Confidence: Comprehensive, transparent ESG reporting attracts and retains ESG-conscious investors.
  3. Operational Efficiency: AI-driven workflows accelerate green loan processing, helping reduce turnaround times and lower operational costs.
  4. Fund Utilization Transparency: Real-time proceeds tracking ensures accountability and alignment with approved green lending objectives.

For Corporates and Borrowers

  1. Streamlined Green Loan Access: Simplified loan applications through real-time ESG scoring and automated documentation.
  2. Transparent Sustainability Performance Tracking: Personalized dashboards provide clear, real-time insights into climate and ESG impacts.
  3. Improved Credibility & ESG Alignment: Enables businesses to achieve and communicate sustainability objectives measurably.

Leading the Way

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i.GreenFinance :Transform Your Lending Portfolio with a Future-Ready Green Lending Platform

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